BG

160 Terra Street

Morro Bay, CA 93442

$1,125,000 $688 / sqft Est. $5,689/mo

3
Beds
2
Baths
1,636
Sq Ft

Active Under Contract 7 days on market

Listed By Kathleen ThomsonDRE #01922278

Rock View Realty

805-440-4273

Your inquiry will go to Brenda Geraci, who is not the listing agent for this property.

Lot Size
6,195 sqft
Year Built
1967
Property Type
Residential
Property Subtype
Single-family home
Levels
One
Stories
1
Garage Spaces
2
Pool
No
View
Yes
HOA
No
Days on Market
7 days
Charming 3-Bedroom Coastal Home in Morro Bay’s Sought-After Beach Tract Welcome to 160 Terra Street, a classic single-level home in Morro Bay’s desirable Beach Tract—just a short stroll from the sand, Morro Strand State Beach, and iconic views of Morro Rock. This 3-bedroom, 2-bath residence offers the quintessential Central Coast lifestyle with easy access to the Embarcadero’s restaurants, shops, and waterfront, plus nearby parks, trails, and the protected Morro Bay estuary. The home sits on a unique street-to-street lot with gated access to the backyard, providing privacy and flexibility. Inside you’ll find a largely original layout that includes a skylight in the dining area for natural light and a private bathroom in the primary bedroom. Windows have been replaced, while the rest of the home remains mostly original—offering a solid foundation for updates and personalization. This property needs a little work, making it an excellent opportunity for buyers looking to customize a coastal home and build equity in one of Morro Bay’s most convenient beach-close neighborhoods. Single-story living is the long-term character of the Beach Tract, helping preserve the open feel and ocean proximity that define this area. Enjoy mild year-round weather, morning beach strolls, sunsets over the Pacific, and the relaxed pace of Central Coast living. Whether as a primary residence, vacation home, or renovation project with strong long-term potential, 160 Terra Street delivers location, lifestyle, and opportunity.

Estimate a monthly payment

/mo

Principal and interest only. Property taxes, insurance and any HOA dues are not included and will increase this amount.

Estimates only, for your own planning. Not a loan offer, a pre-qualification, or a quote from any lender.

Features

Interior Features

Interior
  • Wet Bar
  • Breakfast Bar
  • Ceiling Fans
  • Separate Formal Dining Room
  • All Bedrooms Down
Appliances
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Refrigerator
Heating
  • Electric
Fireplace
  • Electric
  • Living Room
Flooring
  • Carpet
  • Vinyl
Laundry
  • In Garage

Exterior Features

Lot
  • Front Yard
  • Lawn
  • Street Level
View
  • Peek ABoo
Parking
  • Driveway Level
  • Garage Faces Front
Roof
  • Asphalt

Market insights

Computed from CRMLS data for Morro Bay.

Property history

No prior MLS sale records.

Based on information from California Regional Multiple Listing Service, Inc. as of September 21, 2026 at 10:15 AM PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Any amount of compensation or commission stated is made only to participants of CRMLS or an MLS that has entered into a datashare agreement with CRMLS.

Where it is